Purchasing Guidance for Buying Property in Spain

Would you like to buy a property in Spain as a second home, holiday residence, investment, or for (semi)permanent living?
I will gladly guide you personally through every step of the purchasing process — calmly, transparently and without sales pressure.

My name is Paul Bakker. As a Dutch real estate agent based in Marbella, I have personally bought and sold several properties in Spain. I use this experience on a daily basis to help my clients make well-informed and confident decisions.

Schedule a no-obligation consultation
Direct & WhatsApp: +31 6 5537 8532

Personal purchasing guidance from A to Z

Buying a property in Spain is different from buying one in the Netherlands.
That is why I personally guide you from start to finish:

  • inventory of your wishes and budget

  • selection of suitable properties

  • viewings (also in advance via photos and videos)

  • negotiations on price and conditions

  • guidance through to the notary

  • support also after the purchase

For me, personal guidance means: I remain involved, even after the contract has been signed.

The purchase of property in Spain involves specific legal steps and is completed via a notary. Official information about this process is available through the Spanish notarial organisation.

Why buying property in Spain requires extra attention

The Spanish property market is large and diverse.
You will find properties in all price ranges and building styles, but also major differences in:

  • construction quality

  • legality and permits

  • maintenance and finishing

  • reliability of sellers and agents

Unfortunately, I still see too often that buyers are insufficiently informed or put under pressure.
My role is to protect you from risks and help you make well-considered decisions.

Mortgage in Spain – how does it work for foreigners?

I am often asked how obtaining a mortgage in Spain works for foreign buyers.

In many cases, non-residents can finance 60–70% of the property value through a Spanish bank, depending on their financial situation.
I am happy to explain this process step by step and introduce my clients to reliable Spanish banks and financial advisors in the region.

Find official information about Spanish mortgages on the Bank of Spain website. 

This way you know exactly where you stand in advance. You can also read more about property valuations and building surveys in Spain, which are often an essential part of the buying process.

You can also read more about property valuations and building surveys in Spain via independent certified specialists.

How I help you find the right property

You are welcome to browse properties online yourself, but I also actively assist in selecting homes that truly suit your situation.
Based on your wishes, I create a focused selection and guide you through viewings, either on-site or remotely.

One of the moments I enjoy most is negotiating on behalf of my client and achieving a fair purchase price.

Why I chose Marbella

I deliberately chose Marbella and the Costa del Sol because of:

  • the pleasant climate

  • excellent connections with the Netherlands and other European countries

  • the combination of beach, nature and city life

  • the relaxed lifestyle and outdoor living

In my free time, I enjoy being outdoors, playing padel, and spending time at my favourite places such as the beach, Málaga and Marbella’s Old Town.

Frequently asked questions about purchasing guidance

Why did you start SecondHome4U?
Because through my own purchases and network, I was increasingly asked to help others buy property in Spain.

What does personal guidance mean to you?
That I guide my clients from A to Z — and remain available for advice and support even after the purchase.

What is your most important tip for buyers?
Prepare well and seek guidance from an independent advisor. Unfortunately, there are parties in Spain who aim for quick sales, sometimes without the proper permits.

Would you like to buy a property in Spain with confidence?

Feel free to contact me for a no-obligation personal consultation.

Schedule a no-obligation consultation